How to Open an Account with XTB

Online Account Opening with No Minimum Deposit

Registering with XTB takes between 5 and 15 minutes. You need to fill out a form with personal information and upload identity and address documents. Verification is typically completed in less than 24 hours. Although there is no minimum deposit, it's recommended to start with at least $100 USD.

Simple Deposits in Local Currency

XTB accepts bank transfers and Visa/Mastercard, although availability depends on the country. All funds are kept in segregated accounts with no deposit fees. Withdrawals are made via bank transfer to accounts in the holder's name.

xStation 5 App and Platform

The xStation 5 platform is available for desktop, browser, and mobile. It offers ultra-fast execution, access to more than 4,000 instruments, charts with 30 indicators, alerts, and advanced risk management. The mobile app is designed to facilitate analysis and trading anytime.

• Online registration with fast KYC verification

• Deposits via bank or card (depending on country)

• No compulsory minimum deposit

• Proprietary platform: xStation 5

• Mobile app with trading, news, and management

Financial Instruments and Trading Conditions

Real Stocks and Commission-Free CFDs

XTB allows trading real stocks and ETFs with no commissions up to a certain monthly volume. It also offers CFDs on forex, indices, commodities, cryptocurrencies, and international stocks. All on a single platform, with no need for multiple accounts.

Tight Spreads and No Hidden Fees

Forex spreads start from 0.8 pips on pairs like EUR/USD, with no additional commissions for most instruments. The cost structure is clear and competitive, particularly attractive for low-volume traders and swing traders.

• Trading on more than 4,000 instruments

• Forex, stocks, ETFs, crypto, indices, commodities

• Spreads from 0.8 pips (forex)

• No commissions on real stocks

• Integrated educational tools

## Costs, Regulation, and Ideal User Profile### Transparency and Security of a Listed CompanyXTB is regulated by authorities such as FCA (UK), CySEC (Cyprus), CNMV (Spain), and KNF (Poland), and its shares have been publicly traded on the Warsaw Stock Exchange since 2016. This ensures external audits, public balances, and a highly secure environment for clients.### Ideal for Stock and Forex TradersXTB is designed for beginners who want to start with real stocks without commissions, as well as advanced traders who value solid charting tools, integrated education, and fast execution. It is also an option for those who want to trade from a single multi-asset account.- No commissions on real stocks/ETFs- Low spreads, no hidden fees- Regulated by multiple authorities (FCA, CySEC, KNF)- xStation 5 acclaimed for design and speed- Ideal for traders seeking simplicity + power